# Introduction

Welcome to the Unlockd SDK documentation. 

Unlockd is a permissionless protocol designed to facilitate secure and efficient borrowing and lending against tokenized Real-World Assets (RWAs) and financial assets. Our platform leverages advanced AI to provide the safest and most cost-effective way for users to obtain instant loans and earn yield.

## What is Unlockd?

Unlockd is a permissionless liquidity protocol that enables users to act as depositors or borrowers. Built on Ethereum and Polygon and expanding to multiple Layer 2 networks, Unlockd employs a Peer-to-Pool model, offering a more efficient and fair system compared to traditional Peer-to-Peer models.

#### Key Features

* **Permissionless Borrowing**: Users can borrow against their tokenized assets without needing permission, benefiting from instant loans and fair interest rates, using just a wallet.
* **Efficient Yield Generation**: Lenders can contribute liquidity to pools and receive auto-compounding yields in USDC.
* **AI-Driven Risk Engine**: Our advanced AI ensures accurate asset valuations and optimal, market-adjusting loan conditions tailored to individual needs.
* **Full Custody & Ownership**: Borrowers maintain full custody and ownership of their collateralized assets through their Unlockd Account.
* **Proven Security**: The protocol adheres to rigorous security standards and has been audited by multiple firms to ensure the highest level of safety.

## Why Use Unlockd?

Unlockd simplifies the process of leveraging tokenized assets for financial operations. By providing a seamless, secure, and efficient platform for borrowing and lending, Unlockd empowers users to unlock the full potential of their digital and real-world assets in a permissionless way.

## Who Should Use Unlockd?

* **Developers**: Integrate Unlockd’s functionalities into applications, enhancing them with advanced borrowing and lending features.
* **Lenders**: Earn stable, auto-compounding yields by contributing liquidity to Unlockd’s pools.
* **Borrowers**: Access instant loans against tokenized assets without complex verification processes.

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Explore the rest of the documentation to learn more about how Unlockd works and how you can start leveraging our powerful SDK to integrate these capabilities into your projects.